Categories
no spend year

No Spend Year Week 5 Update

January is in the bag already and I cant believe how fast this year is rolling along. Week 5 is finished and overall it really was a quiet week. Our first week with Hello Fresh is complete and I have to say we are loving it! Overall our grocery budget is a little bigger than it was before, however we are not running to the supermarket for extra bits and pieces so it actually is costing us about the same as it was beforehand. The meals so far have been fantastic, and that is awesome, I get a little nervous about quality of vegetarian meals sometimes but these have been great, not once have we felt like we are sitting in the corner with a bland salad!

This week also brings some further decisions toward replacing our poor dead lawnmower. We borrowed a petrol mower from a friend and we are in lllooovvveee. Whilst we don’t exactly live on acres of land we do have what I consider to be quite a large block, and that makes mowing with the push mower a mammoth task. The petrol one had the job done in under an hour and was so so so much easier to use! It also looks much much nicer when finished. We think we will try to source a secondhand one, we have at the moment $80 in our sinking fund for buying things we want, so I will keep adding to that and comparing second hand mowers until we find a perfect match!

So what did we spend?

I splurged $27.40 at the grocery store that was not budgeted for. It is Alex’s birthday week and although we agreed not to get presents for each other I felt really guilty on the day that I had nothing to give him. I made a trip to the shop for some of his favorite treats and we curled up on the couch as a family and watched a couple of his favorite movies. It really was a lot cheaper than many of our past birthdays, but still a fail in the case of a no spend year.

$10 of extra diesel went into my car this week as a top up. We needed to drive a little more than normal and unfortunately I was going to run out of fuel. I just put enough to get me to where I really had to go for the week and no more.

We are doing two separate tallies this week, one with our car repair bill and one without. We are becoming more of the mindset that we should not have included our cars in the no spend year figures as it was something we intentionally did, and deliberately sourced and organized finances for. We may stop including the cars next week.

  • This week $37.40
  • This month $37.40
  • This year $8972.90
  • No cars $172.90

We are do determined to make this month cheaper than January and we are on track to do that!

Go ahead and give us some encouragement by following our story this year, here or on Instagram where I post pretty much daily, or over on you tube where we share video updates of our finances along with frugal recipes we have tried this year.

Categories
Recipes

DIY General Cleaner

As I recently promised I would be making a household/ general cleaner for our no spend year challenge. This one is so simple, absolutely anybody can do this regardless of your DIY skill level. There are only four ingredients and just some basic kitchen tools are required. Just about anything can be cleaned with this one, and if you add some Bi-Carb Soda to your scourer there is not much that this stuff won’t tackle!

Let’s jump straight into the recipe for this one.

  • 3 Lemons
  • 1.5 Cups
  • White Vinegar
  • 1 Cup Water
  • 20 Drops Tea Tree Essential Oil
  • Glass Bottle With Lid
  • Funnel
  • Strainer
  • Mixing Bowl
  • Knife
  • Chopping Board
  • Measuring Jug
  • Spray Bottle

You can watch me make this recipe here.

  1. Roughly cut lemons and place in the glass bottle.
  2. Add vinegar.
  3. Leave to ferment for 3 weeks.
  4. Strain into a bowl
  5. Add water and Tea Tree Oil
  6. Funnel into spray bottle

That is it! it is so easy! There are so many benefits to making your own cleaners too. I am always excited to be able to remove another chemical from my home. This also reduces the amount of plastic packaging we are bringing into our lives and that makes this one a win-win!

Go ahead and give us some encouragement by following our story this year, here or on Instagram where I post pretty much daily, or over on you tube where we share video updates of our finances along with frugal recipes we have tried this year.

Categories
no spend year

No spend year 2020

So I thought I would go a little deeper into what we are doing with our no spend year. we have set out some rules for ourselves to make this a bit clearer and easier to stick to because obviously we do have to spend some money.

Rule #1 We are paying rent/ utilities/ groceries/ Swimming lessons/ pet vet bills.

Rule #2 NO luxury items. At all. If it is possible for me to make a cheaper alternative at home from staple household supplies then I will. (that should be interesting)

Rule #3 No bulk or stocking up shopping beforehand. If something we own breaks or runs out during the year, there will be a serious discussion about if we should replace it or not. If we do we will replace it with a quality and permanent replacement as we try to move away from single use items.

Rule #4 We want the smallest utility bills possible, so everything from turning off a light to negotiating with supply companies is on the table for us. Also all subscriptions will be cancelled.

Rule #5 A complete clothes buying ban for my husband and I. As our daughter is only 2 and growing 17 inches a day she will inevitably need clothes this year. we will purchase everything possible from thrift stores for her.

Rule #6 Our cars will be properly fixed this January no matter the cost. this is long overdue and needs to happen before we cause further damage and bigger problems.

Rule #7 We will buy gifts for our daughter for her birthday and Christmas but no gifts for ourselves for any occasions this year.

As we move through the year we will keep a list of everything we wanted to buy and constantly update it. I’m willing to bet by the end of the year very few things on that list will still be important to us.

Our no spend year will be vlogged in detail on our you tube channel https://www.youtube.com/channel/UCjv3QDuYnFXfYv9PTgOVUog including updates with real figures, triumphs and fails, along with all sorts of money saving recipe attempts. this is where we will be discussing any purchases that need to be made throughout the year, and our progress on digging ourselves out of a mountain of debt.

Until next time xx CC

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