Today is payday, and while that may make a lot of people happy to us this week it was just full of frustrations. We are so motivated to start paying down our debt and to see those numbers creeping closer and closer to black, that it is rather disheartening when there is a pay cheque that had to be used for something else. For us that something else is our cars. I am happy to report that one of our cars is completely fixed and operational again, unfortunately the other will cost us $7000 on top of what we have already spent on her. This week has also brought the news of my wisdom teeth needing to be removed at approximately $3000 and a blood test that was done on our dog, that the vet ‘forgot’ to bill us for at the time, is now due also. Not the best start to a January we have ever had, but at least the rest of the year should be up from here.
So with all that being said, let’s get to what we are all here for today and that is some real figures.
We still owe ourselves $290 that we borrowed from our car registration fund.
We paid $200 to my in laws leaving us a balance of $580 for the portion of the Christmas day emergency vet bill they paid for.
Zip pay is down to $65 owing and it should be knocked out very soon.
Gem visa has $1376 left. The interest free period is still valid until June.
Our phones have not changed since last payday.
The big bad wolf has more owing than last time as interest was charged to the account. This leaves us with $26,685 to pay on the principle.
Our emergency fund only increased by the default $20 that was added from our payday as we are still trying to fix the cars.
Overall our position has crept slightly down from -$31,052 to -$30,799 that is $253 towards our goal this pay day.
I am doubtful there will be any major improvements around any of these numbers until we have fixed our second car and my wisdom teeth have been removed. When life stops getting in our way we will get going!
Join the freedom family on this year’s no spending debt busting challenge
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